Michaela Fallo: October 2011

Monday, October 31, 2011

When Should You Buy Long Term Care Insurance by Kurt Lauman

Most experts recommend buying long-term-care insurance by the time you reach your 40s or 50s. The rates are lower at that age, but more importantly, you can't be locked out of the market at any time if you develop a medical condition.

Long Term Care Insurance
Long Term Care Insurance Quotes

Thursday, October 27, 2011

The Facts Are Clear about Long Term Care

Simple, concise information about Long Term Care and Long Term Care Insurance basics and...
How do Long Term Care Insurance State Partnership Programs, the Federal LTCi Program and private Long Term Care Insurance policies differ? Learn here!

* By 2030, one in five Americans will be a senior citizen. If you are a Baby Boomer, this includes you. Americans are living longer and healthier, thanks to better diet, better medical care and safer living & working environments. Yet no one is immune to the effects of aging and longevity - effects that often result in reduced physical or mental ability.

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Long Term Care Insurance Quotes

Wednesday, October 26, 2011

Michaela Fallo: Long Term Care Insurance, Long Term Care Insurance...

Michaela Fallo: Long Term Care Insurance, Long Term Care Insurance...: Kurt Lauman LTCFP Partner Long Term Care Insurance Specialist Home State License: WA Also Licensed In: AK, CO, TX, OK, MI, GA, SC, VA, P...

Long Term Care Insurance, Long Term Care Insurance Quotes

Kurt Lauman

LTCFP Partner
Long Term Care Insurance Specialist
Home State License: WA
Also Licensed In: AK, CO, TX, OK, MI, GA, SC, VA, PA, DE, NJ, CT, MA, NH, MD, NY, TN

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Long Term Care Insurance

Saturday, October 22, 2011

Long Term Care Insurance Can Be Cheaper Than Do-It Yourself Caregiving

If one of your aging parents suddenly needs help with the tasks of daily living, who will provide it? You – Loved One? “If that’s your default long term care plan,” says Kurt Lauman, Kirkland-based agent with LTC Financial Partners, LLC. (LTCFP), “be prepared for sticker shock! Your LTC services don’t come free emotionally or financially.”
Long Term Care Insurance Can Be Cheaper Than Do-It Yourself Caregiving
Long Term Care Insurance

Thursday, October 20, 2011

Long Term Care Insurance

Preserving Your Dignity for Life

Living life the way you want to. That's what independence is all about. Yet, few of us have the financial resources to ensure our independence if we need ongoing care as we grow older, or in the event of a serious illness, injury or disability which can strike at any age. That's where long term care insurance can make a big difference in preserving your independence.

Saturday, October 15, 2011

Long Term Care Insurance | Long Term Health Care

New Jersey Long Term Care Insurance New York State Long Term Care Insurance
You have found one of the single best sources of information on long term care insurance. We are a licensed insurance agency that specializes in Long Term Care Insurance. Our mission is to provide you with excellent service, helpful advice and useful resources nationwide. Find out more about Long Term Care insurance from Kurt Lauman a Long Term Care Insurance Specialist & Partner with LTC Financial Partners, LLC. (LTCFP) *Be sure to visit for FREE Online Long Term Care Insurance Quotes from the nations “Top” LTC Insurance Carriers & Official LTCI eGuide!

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Long Term Care Insurance | Kurt Lauman | LTCFP
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Long Term Care Insurance

U.S. Won’t Start Long-Term Care Insurance

Republicans opposed the so-called Class Act that created the program. It will be indefinitely suspended, Sebelius said today in a statement, because the program isn’t likely to generate enough revenue to pay for its benefits.
Democrats led by Kennedy created the plan to help people disabled by illness or accident. By paying premiums while employed, beneficiaries would be eligible after five years for at least $50 a day toward health and support services provided at home. The program was billed as paying for itself.
“I do not see a viable path forward for Class implementation at this time,” Sebelius said in a letter to congressional leaders.
Republicans celebrated the program’s demise, calling it misguided policy used as a financial gimmick to reduce cost estimates of the health law. At the time, the Congressional Budget office subtracted $70 billion from the cost of the law thanks to Class -- which stands for Community Living Assistance Services and Supports -- contributing to $143 billion in total savings, because the program’s premiums would exceed benefits over its first decade.
The program “was destined to fail in the real world,”said Senator Mitch McConnell of Kentucky, the senior Republican in the chamber, in a statement.

Long Term Care Insurance | Kurt Lauman